Mortgage marketing

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When applying for a mortgage, the down payment is your contribution toward the purchase and represents your initial ownership stake in the home. The mortgage lender provides the rest of the money to buy the property. Lenders require a down payment for most mortgages. However, some types of loans backed by the federal government, like VA loans, may not require down payments. #joepratherrealtor #whosnextrealestate #realestateagent #RealEstateInvestor #realestatelife #realestatemarketing

In most cases sellers will ask for a good faith deposit which is also called earnest money. This safeguards the interests of both the seller and the buyer. Earnest money shows the seller you’re serious about buying the home, which can be reassuring to them if they agree to take the house off of the market while awaiting the appraisal and inspection results. #joepratherrealtor #whosnextrealestate #realestateagent #RealEstateInvestor #realestatelife #realestatemarketing #realestateagents

Pre-approval is as close as you can get to confirming your creditworthiness without having a purchase contract in place. You will complete a mortgage application and the lender will verify the information you provide. They’ll also perform a credit check. If you’re pre-approved, you’ll receive a pre-approval letter, which is an offer to lend you a specific amount, good for typically 90 days.

Mortgage loan officer, real estate marketing social idea. Conversation starter! #realestatemarketing #realestate #mortgage #loanofficer #realestateagent #realestatetips